Insurance at Eyecare Specialties
Got Vision Benefits? We’ll Put Them to Use
At Eyecare Specialties, we help you use your vision insurance to its fullest potential. Schedule an appointment today to find out what your benefits can get you!
Accepted Insurances
It’s important to understand that vision insurance and health insurance are different things. Vision insurance helps cover “routine” eye care like annual eye exams and prescription eyewear. Health insurance, meanwhile, helps cover medical care for things like eye injuries, eye diseases, and occasionally, well visits for elderly at-risk patients.
CareCredit® Financing
We’re pleased to be able to offer the CareCredit card to our patients, the nation’s leading patient payment program!
CareCredit allows you to get your eye care or eye procedure now, then pay for it over time with low monthly payments. They offer a comprehensive range of no interest and extended payment plans.
- You don’t pay any up-front costs, pre-payment penalties, or fees
- Revolving credit line: additional treatments and add-on charges don’t require re-applying
- It only takes a few minutes to apply! Apply now or ask our staff for more information
Affordable Luxury Eye Care: Easy Payment and Financing Options
At Eyecare Specialties, we want all our patients to have access to fantastic eye care. We offer flexible financial options so you can focus on getting healthier eyes: contact us today to learn more!
No Interest Payment Plans
- There is no interest if the balance is paid within the specified time
- Low minimum monthly payments
Extended Payment Plans
- 24-, 36- 48-, & 60-month plan options
- Covers fees from $1,000 to over $25,000
- 14.90% interest rate
Frequently Asked Questions
How Do I Get Health & Vision Insurance?
- You can buy a vision plan as an individual.
- Vision plans may be offered through work, school, or social plans like Medicare or Medicaid.
- Vision plans may also be included in indemnity health insurance, HMOs, or PPOs.
How Do I Get Health Insurance?
- You can purchase indemnity plans, which allow you to visit nearly any doctor or hospital you prefer, and the insurance company will pay a set amount of the total cost.
- Joining a health maintenance organization (HMO) requires you to use only HMO providers, but can offer even further discounted rates.
- Joining a preferred provider organization (PPO) does not require you to use only in-network providers, but they will be much less expensive.
What Types of Vision Insurance Plans Are Available?
- Discount plans offer fixed rates, after an annual or membership fee and deductible are met.
- Vision benefits packages require an annual or membership fee, a yearly deductible, and a co-pay for each service, but will cover the rest of the expense after the co-pay.
What Do Vision & Health Insurance Cover?
These plans vary significantly in their coverage, but you can usually expect vision plans to help with:
- Annual eye exams
- Eyeglasses frames & lenses
- Contact lenses
Health insurance is used to cover medical conditions. However, “elective” eye surgeries like LASIK or PRK that you choose to undergo may be discounted by either vision or health insurance.
How Do I Pay for Vision & Health Insurance?
- Employer group vision insurance can be paid through payroll deductions or Flexible Spending Accounts. FSAs allow you to use pre-tax dollars to pay for certain health expenses, including vision insurance, without ever paying taxes on that money.
- In most other cases, you will be billed monthly or annually for your insurance.
Don’t Let Your Provider Stand Between You and Great Vision
We want you seeing your best. That’s why we accept a wide range of vision insurance providers to make your eye care as affordable as possible.